Contributor

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With Boulder's walking, biking and hiking trails, it’s no surprise the city made the SmartAsset top 10 list of places for physical fitness.

But here’s what is surprising: as fitness and healthy-eating oriented as Boulder's culture is, the city ranked only No. 10 on SmartAsset’s fourth annual study of the most fitness-friendly places in America.

According to the study, nine other cities are more fitness-friendly than this biking-hiking-running-skiing-walking-climbing loving town.

SmartAsset describes fitness-friendly cities as those that tend to be walkable, offer few fast food eateries and plenty of healthier eating restaurants, and present plenty of places to workout in. Having ample workout facilities overcomes crowded or far away gyms that

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Over the last several years, we have enjoyed record-low mortgage rates and a prevailing sense of relative stability. During times of stability, the question as to whether to lock the interest rate while you are under contract on a home, isn’t as critical as in times of rising interest rates. In recent months, there has been upward pressure on rates, making it a more relevant conversation.

To lock or not to lock, that is the buyer’s choice. However, buyers need to understand that is a commitment from both the lender and the buyer to close at the agreed upon interest rate.

The scenario goes like this. One day you write a contract on a home knowing you can afford it at a certain interest rate. Then while you are waiting to close, the interest rate

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The real estate market in Boulder County is red hot, which makes maintaining your mortgage approval a must if you're shopping for a home.

“It can be a lot of work to get your mortgage approved. Once it is approved, it is important not to make any major financial changes until you sign your final disclosure and the loan is closed,” says Jessica Shanahan, loan officer with Premier Lending.

To keep your mortgage approval, you need to know the financial moves not to make.   

Your mortgage approval is primarily based on documenting your income and assets, your equity stake or down payment, your credit history and the cash you'll have left over after the deal is done, according to Tuttle’s Real Estate Update.

After your mortgage is approved,

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When most people think of IRAs, SEPs, and 401ks, they usually think of investing in the stock market or mutual funds. However, if you set up a self-directed IRA account (SDIRA), your retirement plan has the capability to hold real estate along with a variety of other real estate-related investments, such as notes. Anyone can use their retirement plan to invest in real estate -- you just need to have the proper plan in place.

Finding a qualified Realtor can give you a significant advantage as you walk though this alternative real estate acquisition strategy. A Realtor has the knowledge and expertise to make these key financial investments move more smoothly. 

Here are the steps you can take and requirements you should be aware of.

Setting Up

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‘Home for Sale’ signs are popping up like spring tulips in Boulder County, showing early indications the selling season is likely to emerge strong this year.

Those early positive signs are supported by February's Boulder Area Realtor® Association sales stats that mark improvement in inventory and sales for single-family and attached dwellings.

“February showed good recovery in sales and inventory from last month’s slow start to the year,” says Ken Hotard, vice president of public affairs for the Boulder Area Realtor® Association. “It sets buyers and sellers up well going into the top home-selling months of March, April, May and June.”

Inventory increased for single-family and attached Boulder County dwellings in February compared to January.

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Labor statistics are officially confirming what we all know – Colorado’s population is on the rise, with newcomers lured by a strong job market.

By the end of 2017, Colorado had a record year with its fastest rate of growth in almost 20 years, according to the Colorado Department of Labor and Statistics.

Coloradans participating in the labor force increased 141,700 for the year, adding 5,100 nonfarm payroll jobs from November to December for a total of 2,671,500 jobs.

The increase was noticeable compared to the previous month when employers added 1,800 jobs. In fact, November’s gain was higher than the state's 12-month average gain of 3,817 jobs, and higher than the previous four months average gain of 4,800, according to CDLE data.

By

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When you are selling one house and buying another, there are inherent risks and you may have not control.  I will outline 7 options of what to do in this situation. Each of the options has pros and cons. Which option you pick depends on equity levels, qualifying ratios, and other considerations. Welcome to Part 1 of my two-part series.

  1.    List your home conditional upon finding a replacement property

A Realtor can list your home and put in the comments in the Multiple Listing Service database (MLS) that it is “conditional upon you locating a replacement property.” This method allows you to put your old home under contract, then find a replacement property within an agreed upon period of time. 

The disadvantage is that some of the best

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Ranked the No. 7 strongest housing market in the U.S., real estate sales in Colorado will remain robust in 2018, according to analysis by credit.com.

The predicted increase is around 3.1 percent. Colorado Springs is emerging as the top city for growth and median home prices are predicted to rise 5.7 percent through 2018. 

Colorado’s home prices saw the sharpest increase in the U.S. over the past two years, reports credit.com. That’s quite a mark, given that 2016 existing home sales nationwide were the strongest they’ve been in a decade, following the worst housing crisis in U.S. history. In 2018, the nation’s housing market’s strength is expected to continue with U.S. home prices expected to rise 4.6 percent.

Here are 10 states that are

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Published in BizWest on December 6, 2017.

The Boulder Valley real estate market has undergone a shift in 2017.  While we began the year in a fairly strong seller’s market, it soon became apparent that the indicators we track were pointing to a shift toward a more balanced market. 

Making predictions is always a risky business, but here are my top three predictions for 2018 and what they will likely mean for people in the market.

1. Appreciation will continue (but at a slower pace). 

While the Boulder area continues to top the country in total appreciation since 1991 (a whopping 371 percent), we have fallen out of the top 10 — to number 19 — nationally in terms of one-year appreciation (10.84 percent according to FHFA). Nevertheless, many

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Duane Duggan is an award-winner Realtor and author of the book, “Realtor for Life.” 

It’s the new year! Time for a fresh start – for reconsidering your finances and growing your investments. Real estate can be great way to build wealth. Most people start investing in real estate by buying a personal residence. Yet the majority of Americans will stop there in terms of building their real estate portfolio. This is because when people are motivated to buy their first investment property, they are often told they will need a 20- or 25-percent down payment. Finding it tough to save for that large sum, most go no further. However, if you are willing to move from house to house frequently, there is a way to build your portfolio with smaller down

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