September 2018

Found 17 blog entries for September 2018.

 

 

Address (click on blue links below for photos/description)

 

 

City(click on blue links below for map)

 

Date                                               

 

 

RE/MAX of Boulder Realtors                       

                               

 

6134 Habitat Drive, M2

Boulder

Saturday 11 – 1

Janet Leap

2721 N. Lakeridge Trail

Boulder

Sat 1-3/Sun 2-4

Lynn Ryan

1413 Rustic Drive

Longmont

Sunday 11 – 1

Digger Braymiller

123 Mineola Court

Boulder

Sunday 12 – 2

Alex Jacobson

6626 Moss Court

Arvada

Sunday 1

262 Views, 0 Comments

Our Realtor and podcast host Duane Duggan interviews Jessica Shanahan, loan officer with Premier Lending, to learn more about how increases in interest rates can reduce the buying power of prospective home buyers, especially those who are buying their first home. In addition to rising interest rates, the market's low inventory, appreciating property values, and loan limits are also impacting affordability for home buyers. They primarily discuss Boulder County, but the information is relevant nationally. Click below to see the video.

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Boulder is known for its highly educated, technology-oriented citizenry. The city is even ranked No. 1 nationally in the “Bloomberg Brain Concentration Index,” which tracks business formation as well as employment and education in the sciences, technology, engineering, and mathematics. 

But does that make Boulder a smart city? Not according to Colorado Smart Cities Alliance (CSCA). CSCA might summarize a smart city as an environment that works well for the people who live in it.  

Specifically, CSCA defines a smart city “as an environment that enables all of us to effectively and efficiently live, work, and play. It leverages advancements in science and technology to create an area that is intelligent about strategic and tactical needs and wants

236 Views, 0 Comments

When you buy a home, you need insurance protection for what is likely the largest investment you will ever make. But when you buy a homeowners insurance policy, you actually get much more than protection for your home. Most homeowners insurance policies will not only cover the value of your home, but also your personal property inside of the home as well as liability coverage for you as a homeowner. Armed with a few pieces of information, you will have a much easier time shopping for homeowners insurance and understanding what it is you are buying.

How much insurance do you need?

There is only one correct amount of coverage for your home: the cost to replace your home if it was to be completely destroyed. Keep in mind that the purchase price and

118 Views, 0 Comments

Address (click on blue links below for photos/description)

 City(click on blue links below for map)

Date                                                  

 

RE/MAX of 
Boulder Realtors                         

 

2155 Dogwood Circle

Louisville

Sat. & Sun. 11 – 1

Mary Ellen Wood

 

1015 Treece Street

Louisville

Saturday 2 – 4

E & L Team

 

315 Arapahoe Ave,203

Boulder

Sunday 11 – 1

Dale Pearson

 

8901 Sage Valley Rd

Longmont

Sunday 11 – 2

John Hampshire

 

3326 Loyola Court

Boulder

Sunday 11-2

Kalinski

307 Views, 0 Comments

Podcast host and RE/MAX of Boulder Realtor Duane Duggan interviews our Managing Broker Todd Gullette to learn more about the Boulder County residential real estate market from January to July 2018. Is this just a "seasonal lull" or is there more to it? They discuss the state of our inventory and housing stock as well as price appreciation and interest rates. Todd also provides insight into how the market historically compares and other vital statistics he analyzes in this monthly series of video podcasts.

150 Views, 0 Comments

 

Our very own Duane Duggan sits down with Jessica Shanahan of Premier Lending to discuss the hot topic: How to remove Private Mortgage Insurance (PMI). PMI safeguards mortgage lenders against loan defaults when home buyers put less than 20% down. PMI is rolled into a borrower's mortgage payment, but it is possible for borrowers to take steps to reduce or remove their PMI. Can PMI be removed from a property that has only been owned for a year? Does removing PMI work with an FHA loan? Is the process the same for someone who has a conventional loan? Answers to your questions in this informative video below.

 

 

50 Views, 0 Comments

The usual story of ever-rising Boulder rents took a new turn this month. Data for August 2018 shows Boulder rents fell slightly by 0.1 percent last month and by 0.1 percent year-over-year, according to the latest report from rental site Apartment List.

That translates into median apartment rent of $1,150 for a one-bedroom and $1,410 for two-bedrooms. But even with the minor dip, Boulder’s median two-bedroom rent is above the national average of $1,180.  

Nationwide rental rates went up about 1.5 percent, which the report found is down from a high of 3.6 percent in 2015.  

Compared to the state and nation, Boulder's rental price growth is below average. The city lags the state average of 0.4 percent rent growth year-over-year.

Rent also

459 Views, 0 Comments

Address (click on blue links below for photos/description)

 

City (click on blue links below for map)

 

Date                                                       

 

RE/MAX of 
Boulder Realtors                                

 

1053 Pegasus Place

Lafayette

Saturday 10 – 12

Linda Nehls

990 Waite Drive

Boulder

Saturday 11 – 1

Lisa Wade/
Julie Gullett

8901 Sage Valley Road

Longmont

Saturday 11 – 2

John Hampshire

3832 Lakebriar Drive

Boulder

Sat & Sun 12 – 2

Maureen McCarthy

6626 Moss Court

Arvada

Sunday 10:30 – 12:30

247 Views, 0 Comments

If you are obtaining a new loan to purchase a property, the mortgage lender will almost always require an appraisal. An appraisal is an independent opinion of the market value of the property. The appraiser is actually hired by the lender, therefore the lender is the client of the appraiser, not the purchaser. The appraisal is done to ensure that the property has enough value to cover the loan amount in the event the borrower defaults and the lender must foreclose. The less the buyer puts down, the more concerned the lender is about the property appraising for the purchase price. A $3,000 low appraisal on an FHA or VA contract, for example, could possibly kill the transaction. However, a $3,000 low appraisal on a 20% conventional loan will rarely kill

68 Views, 0 Comments