January 2019

Found 12 blog entries for January 2019.

As prices of homes have increased steadily, it has been more difficult for first-time home buyers to enter the real estate market. Often first-time home buyers will turn to relatives to help with a down payment or co-signing on the loan. However, all parties involved need to go in with their eyes wide open before agreeing to this type of arrangement. To do this, first meet with a qualified mortgage loan officer to determine what a buyer might qualify on their own and then what they would qualify for with a co-signer. Next, it would be wise for both parties to meet will a financial planner to make sure they are on the right track with their decisions. The financial planner can help determine if the overall transaction is realistic. Often the primary

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Address (click on blue links below for photos/description)

 

City(click on blue links below for map)

 

Date                                                  

RE/MAX of Boulder Realtors                      

 

130 Regal Street

Louisville

SAT/SUN 10 – 1

Mary Ellen Wood

2267 Holyoke Drive

Boulder

SATURDAY 11 – 2

Kalinski Team

219 29th Street

Boulder

SAT 12-2 and

SUN 11:30-1:30

Art Schwadron

756 8th Avenue

Longmont

SAT/SUN 12 – 2

Patty Brandon

2208 Picadilly Circle

Longmont

SATURDAY 1 - 4

Terri Johnson

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When interest rates on mortgage loans climbed to historic levels in the 1980s, it was very hard for home buyers to sign on to a 16% mortgage loan. Even though it was pretty tough times, the real estate industry had tools to keep the market moving.

If a mortgage holder was a Colorado savings and loan, the interest rate on a qualifying loan assumption could only be increased by 1%. When interest rates were 16%, a seller might have a loan at 10% and it would only go to 11%. It seemed like such a deal then! 

FHA and VA mortgage loan assumptions were a savior of the ‘80s. Unless the seller wanted replacement of eligibility (in VA cases) or replacement of liability (in FHA cases), a buyer could assume the loan with no rate increase and no qualifying.

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When it comes to fresh, relevant decorating, yesterday’s to-die-for can be today’s buzz kill. That’s why we’re taking stock of home design trends and reporting what’s in and what’s out for 2019.

What’s In

If your home needs a fresh start or you are putting your home on the market, take a look at these home design trends to watch in 2019 from Realtor Magazine.  

1. The color is blue

Paint companies know color trends and they are choosing blue to be the top color for 2019. Shades go from Behr’s warm and soft mid-tone “Blueprint” to Sherwin Williams’ “Reflecting Pool.” Blues are showing up on walls and as pillows, artwork, and throws.  

2. Go black

Fixtures, stainless-steel appliances, cabinets, and hardware are turning up in

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Address (click on blue links below for photos/description)

 

City(click on blue links below for map)

    

Date                                                                

RE/MAX of Boulder Realtors                                              

 

4594 Winona Place

Broomfield

SATURDAY 12 – 3

Terry Larson

6048 Gunbarrel Ave. H

Boulder

SATURDAY 1:30 – 3               

Sue Masterson

2430 Glenwood Drive

Boulder

SUNDAY 11 – 2

Rita Famiglietti

28 Curtis Place

Longmont

SUNDAY 12 – 2

Dale Pearson

702 W. Willow Street

Louisville

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If you live in Boulder County, you know that all the ingredients needed to make a great place to raise a family are right here. So it’s no surprise that seven of Colorado’s top 25 places to raise a family in 2018 are in Boulder County, according to analysis by Niche.com.

Niche.com ranked the family friendliness of locations by assessing the quality of public schools, cost of living, crime rate, access to amenities, diversity, housing trends, employment statistics and percentage of households with children, among other characteristics. Data sources include U.S. Census Bureau data, the American Community Survey, FBI crime reports, and local surveys.

Most top 25 Colorado locations are in the Boulder area or the Denver metro area. Here are the

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If you are buying any property, whether it is land, house, condo, or townhome, there might be a Homeowners Association (HOA) involved. Knowing as much as you can about the HOA will help you make a quality decision in the homebuying process. 

- An HOA will provide a number of services and benefits to the homeowners they serve, but at the same time homeowners must pay fees to belong. The fees are not included in your mortgage payment so it’s important to understand these additional costs ahead of time.

- What is an HOA? Anytime there are common ownership elements involved in a multi-family unit or neighborhood, an association is formed to administer the care and management of these elements. The cost of this administration is almost always divided

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Address (click on blue links below for photos/description)

 

City(click on blue links below for map)

 

Date                                                              

RE/MAX of Boulder Realtors               

 

1461 Monroe Place

Louisville

Saturday 11 am – 1 pm

E & L Team

28 Curtis Place

Longmont

Sunday 11:30 am – 1:30 pm               

Dale Pearson

701 Grant Avenue

Louisville

Sunday 12 – 2

E & L Team

4865 Old Post Circle

Boulder

Sunday 1 – 3

Patrick Dolan Team

7286 Siena Way

Boulder

Sunday 2

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As we look ahead to coming trends in 2019 real estate, home buyers and sellers nationwide will face changes in the marketplace, according to the economic research team at realtor.com. From housing inventory to generational shifts, here are four top trends to look for in 2019.

1. Inventory will grow, especially for luxury homes

Inventory has been tight nationwide, hitting its lowest level in recorded history in the winter of 2017, says realtor.com. Supply finally began catching up with demand in 2018. That inventory growth will continue in 2019, but at rate of less than 7 percent. While sellers will have more competition, it will still be a good market.

“More inventory for sellers means it’s not going to be as easy as it has been in past

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